Nobody likes to think of themselves as being “litigious.” For the most part, the idea that someone is “the kind of person to sue” over an injury is seen as some kind of fault. However, that’s what the insurance companies want people to believe.
Victims who suffer serious injuries often have a hard time getting a fair settlement from the insurance companies involved. They may get offered a settlement, but it will seldom accurately reflect the extent of the damages that the victim suffered. The amount the insurance company offers isn’t likely to take into account the long-term consequences of a serious injury on your life and the lives of your close family members.
Here’s why you need a personal injury attorney’s guidance in a serious injury case:
- Your attorney can run interference between you and the insurance adjustor. You won’t have to listen to the insurance adjustor’s subtle (or not-so-subtle) pressure to settle if they’re only permitted to contact your attorney.
- Your attorney can identify all possible responsible parties with liability for your injuries. That’s often harder to do than most people realize. For example, imagine that you were hit by a car while biking. Sure, the driver of the car might be to blame for the accident — but you may have suffered additional head injuries because your bike helmet was poorly designed.
- You likely don’t have the experience to calculate the cost of your long-term losses. That includes not only the income you once would have expected to make but the expenses related to rehab, personal services, home health aides and transportation.
- You don’t want to be stuck in a situation where nobody is willing to take responsibility — while your bills go unpaid. For example, maybe you were injured in a multi-car accident. While the insurance companies fight it out over liability, you still need to obtain medical care for your injuries — and your attorney can help make sure that happens.
Remember, most personal injury attorneys work on a contingency fee basis. That means they have no reason to take a case unless they believe that you are entitled to more than you’re being offered. You aren’t being “one of those people” if you decide to sue. You’re simply being proactive about your rights. Call our office or explore our site for more information.