If you are involved in a car accident in Colorado or any other state, you can expect a call from your insurance company. Depending on the laws in state where the accident occurred, you may receive a call from the other driver’s insurance provider. Let’s take a look at what to expect from a coverage provider and what you can do to protect your rights after a crash.
Insurance companies may try to take advantage of you
There is a good chance that an insurance provider is going to offer less than you’re potentially entitled to after an accident. This is because auto coverage providers are for-profit entities that don’t want to spend any more money than they need to in an effort to settle a claim. Insurance companies know that you may be eager to accept a settlement and put the incident behind you. Therefore, they will use that leverage to make a deal that is in their best interest as opposed to your best interest.
What can you do to protect yourself from insurance companies?
Perhaps the best way to protect yourself from being taken advantage of is to hire a personal injury attorney. An attorney may be able to take an objective look at a settlement offer and determine whether it is a good idea to take it or not. It is important to note that you are in full control of whether you accept a settlement or seek to continue negotiations.
If you are hurt in a motor vehicle accident, you may be entitled to compensation for current and future medical bills, lost wages and lost future earnings. An attorney may be able to help you obtain a favorable settlement or jury award using medical records, witness statements or other lines of evidence.