When The Other Driver Doesn't Have Insurance

In 2003, Colorado transitioned from no-fault insurance laws to a tort system, meaning that injured parties may sue for damages up to the percentage of liability assigned to the drivers. In short, if you were injured in an accident that was determined to be 80 percent the fault of the other driver, you may pursue compensation from the driver's insurance company for up to 80 percent of your total financial damages.

Driving without insurance is illegal in Colorado, but many accident victims are surprised to discover that the other driver was not carrying auto insurance or was not sufficiently covered for the amount of damages. By some estimates, as high as 25 percent of Colorado drivers are either uninsured or underinsured. If you have been injured in an accident by a motorist who was uninsured or underinsured, Lakewood and Denver area uninsured motorist attorney James L. Finegan can help you seek the compensation you deserve.

A Dedicated And Tenacious Lawyer

Attorney James L. Finegan helps victims of uninsured or underinsured negligent drivers in communities throughout the Front Range area. He looks for every available option to help you recover the money you need for medical bills, lost earnings and other financial damages related to your injuries or death of a loved one. He offers experienced, persistent, aggressive representation to help you obtain the maximum compensation you are entitled to after being hit by an uninsured or underinsured driver.

Providing Highest-Quality Legal Services

As your lawyer, Mr. Finegan can file a first-party claim — a liability claim on your own insurance policy. If you purchased uninsured motorist coverage on your policy, you have a legal right to have medical care and certain other losses covered by your insurer, and attorney James L. Finegan will help you to pursue your claim to ensure you receive everything you are owed, not just what your company is willing to offer at first blush.

If the other driver had insufficient insurance or no insurance at all, Mr. Finegan will fight hard to make sure that your rights are protected. Similarly to an uninsured driver, if you have a policy with your auto insurance company to cover underinsured motorists, he can help you to secure the funds you need to make up for the lack of coverage from the other driver.

Mr. Finegan will work hard to ensure you receive compensation for medical expenses, pain and suffering, and lost wages due to your accident — no matter what the situation.

Free Consultation For A No-Win, No-Fee Case

Attorney James L. Finegan works on a contingency fee basis, meaning if he doesn't win your case, you will owe no attorney fees. This means that Mr. Finegan is as invested in winning this case as you are, which is why we offer free initial consultations during which he will evaluate the validity of your claim and discuss your options. Call 303-586-2961 or toll-free at 877-834-4609 to talk more about your accident with a Denver-based uninsured vehicle attorney.